你有买AIRASIA的保险吗？原来DELAY可以CLAIM RM150/小时！！

AirAsia是一家廉价航空，飞往世界各地，对马来西亚国人应该不陌生，可是大家是不是和小编一样，买飞机票事都没有买他们的保险呢？原来这个Travel Insurance给我们带来许多方便啊，如，Delay，一个小时RM150 赔偿。小编有在韩国机场delay了八个小时，可惜小编那是没有买保险，只是在机场里傻傻的等。可是如果有买保险的话，他们会赔偿RM1050（请看图下)

For Travel Protection Purchased On/ After 12th September 2014

Benefit	Domestic/Regional (For AK/FD/QZ/PQ/Z2 flights only)	International For AirAsia X/ D7 flights only)
1. Personal Accident Benefit
Accidental Death & Bodily Disablement意外死亡/终身瘫痪	Up to RM300,000.00	Up to RM300,000.00
2. Travel Inconvenience Benefits
Flight Cancellation (航班取消) Reimbursement for the cost of flight if the Insured Person has to cancel the Trip due to Insured events	Up to original flight cost	Up to RM5,000.00
Baggage and Personal Effects Cover lost or damage to baggage, clothing and personal effects of Insured Person （遗失行李）	With Receipt: Up to RM1,500 (Anyone item RM500 subject to RM50 excess per claim) Without Receipt : Fixed at RM100 per item (No excess)	With Receipt: Up to RM5,000 (Anyone item RM500 subject to RM50 excess per claim) Without Receipt : Fixed at RM100 per item (No excess)
Baggage Delay （行李延误） For every 6 hours delayed from time of arrival	Up to RM400 (RM200 per 6 hour delay period)	Up to RM800 ( RM200 per 6 hour delay period )
AirAsia Flight Delay （航班延误） For every 6 hours delayed from original departure time of Scheduled Flight due to inclement weather, equipment failure or strike	Up to RM1,050 (RM150 per 6 hour delay period)	Up to RM1,050 (RM150 per 6 hour delay period)
Missed Flight Connection （接驳航班延误） No Onward connecting flight available within 6 hours from the missed Scheduled Flight due to delay of AirAsia’s Incoming connecting flight	Up to RM600 (RM300 per 6 hour delay period)	Up to RM600 ( RM300 per 6 hour delay period )
On Time Guarantee （起飞延误：天气/跑道/其他因素皆不可） Delay more than 2 hours from scheduled departure time caused solely by AirAsia /AirAsia X	Up to RM200	Up to RM200
3. Travel Assistance Services
24 Hours Worldwide Travel Assistance Services	Included	Included
4. Emergency Medical Evacuation （医疗费用）
Reimbursement of expenses incurred due to accidental injury (Only applicable 48 hours upon arrival)	Limit : RM10,000	Limit : RM25,000
5. Coverage for Accompanying Infant（婴儿保险）
For one (1) infant who is named in the confirmation slip	Personal Accident benefit up to 10% of the stated limit RM 30,000	Personal Accident benefit up to 10% of the stated limit RM 30,000

For Travel Protection Purchased Prior to 12th September 2014

Benefit	Domestic/Regional (For AK/FD/QZ/PQ/Z2 flights only)	International For AirAsia X/ D7 flights only)
1. Personal Accident Benefit
Accidental Death & Bodily Disablement意外死亡/终身瘫痪	Up to RM300,000.00	Up to RM300,000.00
2. Travel Inconvenience Benefits
Flight Cancellation(航班取消) Reimbursement for the cost of flight if the Insured Person has to cancel the Trip due to Insured events	Up to original flight cost	Up to RM5,000.00
Baggage and Personal Effects Cover lost or damage to baggage, clothing and personal effects of Insured Person（遗失行李）	Up to RM1,500 (Any one item RM500 subject to RM50 excess per claim) (With receipt)	Up to RM5,000 (Any one item RM500 subject to RM50 excess per claim) (With receipt)
Baggage Delay（行李延误） For every 6 hours delayed from time of arrival	Up to RM400 (RM200 per 6 hour delay period)	Up to RM800 ( RM200 per 6 hour delay period )
AirAsia Flight Delay（航班延误） For every 6 hours delayed from original departure time of Scheduled Flight due to inclement weather, equipment failure or strike	Up to RM1,050 (RM150 per 6 hour delay period)	Up to RM1,050 (RM150 per 6 hour delay period)
Missed Flight Connection（接驳航班延误） No Onward connecting flight available within 6 hours from the missed Scheduled Flight due to delay of AirAsia’s Incoming connecting flight	Up to RM600 (RM300 per 6 hour delay period)	Up to RM600 ( RM300 per 6 hour delay period )
On Time Guarantee（起飞延误：天气/跑道/其他因素皆不可） Delay more than 2 hours from scheduled departure time caused solely by AirAsia /AirAsia X	Up to RM200	Up to RM200
3. Travel Assistance Services
24 Hours Worldwide Travel Assistance Services	Included	Included
4. Emergency Medical Evacuation（医疗费用）
Reimbursement of expenses incurred due to accidental injury (Only applicable 48 hours upon arrival)	Limit: RM 10,000	Limit: RM 25,000
5. Coverage for Accompanying Infant
For one (1) infant who is named in the confirmation slip	Personal Accident benefit up to 10% of the stated limit RM 30,000	Personal Accident benefit up to 10% of the stated limit RM 30,000

更多详情可以游览http://www.airasiainsure.com/travel_protection/benefits_oneway.php#content

那么要如何购买呢？当大家预购时，记得要点击买AirAsia Travel Protection，价钱也不贵，大家可以参考一下表格。

For Travel Protection Purchased After 1st April 2015 Plan Rates ONLINE OFFLINE Plan Rates for One-Way Premium GST (6%) Total Premium Premium GST (6%) Total Premium Tune Insure One-Way Cover Domestic MYR 9.00 MYR 0.54 MYR 9.54 MYR 12.00 MYR 0.72 MYR 12.72 Tune Insure One-Way Cover Regional MYR 13.00 N/A MYR 13.00 MYR 16.00 N/A MYR 16.00 Tune Insure One-Way Cover International MYR 29.00 N/A MYR 29.00 MYR 32.00 N/A MYR 32.00 Plan Rates for Return Trip Tune Insure Return Cover Domestic MYR 20.00 MYR 1.20 MYR 21.20 MYR 23.00 MYR 1.38 MYR 24.38 Tune Insure Return Cover Regional MYR 25.00 N/A MYR 25.00 MYR 28.00 N/A MYR 28.00 Tune Insure Return Cover International (1-10 Days) MYR 49.00 N/A MYR 49.00 MYR 52.00 N/A MYR 52.00 Tune Insure Return Cover International (11-30 Days) MYR 79.00 N/A MYR 79.00 MYR 82.00 N/A MYR 82.00

For Inbound Travel Protection Purchased After 1st April 2015 Plan Rates ONLINE OFFLINE Plan Rates for One-Way Premium GST (6%) Total Premium Premium GST (6%) Total Premium Up to 48 hours upon arrival MYR 10.00 MYR 0.60 MYR 10.60 MYR 13.00 MYR 0.78 MYR 13.78 Plan Rates for Return Trip Inbound Travel Protection (1-5 Days) MYR 15.00 MYR 0.90 MYR 15.90 MYR 18.00 MYR 1.08 MYR 19.08 Inbound Travel Protection (6-10 Days) MYR 18.00 MYR 1.08 MYR 19.08 MYR 21.00 MYR 1.26 MYR 22.26 Inbound Travel Protection (11-20 Days) MYR 30.00 MYR 1.80 MYR 31.80 MYR 33.00 MYR 1.98 MYR 34.98 Inbound Travel Protection (21-31 Days) MYR 40.00 MYR 2.40 MYR 42.40 MYR 43.00 MYR 2.58 MYR 45.58

更正：飞机延误（Delay）只有赔偿RM150 / 6个小时，而非RM150/1个小时  ，就是说，如果延误5个小时，你也不会得到赔偿的。不过通常AirAsia都会以 food voucher的方式来赔偿所有的乘客。版主曾经在仁川机场（Incheon, Seoul）被AirAsia Delay 8个小时，有的到免费的voucher（价值10，000won 约马币RM30）。